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Faith Harp

Senior Loan Officer

Cell:949.705.7473 |949.282.1430 / Fax- 949.271.4876

My reputation is the cornerstone of my business. A brief bio:

For my borrowers, I bring nearly two decades of experience in providing financial advice centered around mortgage origination. My extraordinary attention to detail allows me to foresee potential issues, analyze difficult files, and structure your loans correctly. Most of my client base is loyal and knows I will go the extra mile for them.

For my real estate partners, my job is deliver on promises and make you shine. Many lenders in the market perform ordinary service and provide ordinary advice. And the results: well they are usually ordinary and sometimes they are downright bad. Our job is just not transactional WE are Real Estate ADVISORS. I want your buyer coming back to us Whether it be 1 year, 5 years, or 10 years away. I want us to work with their friends and family. The last thing you need to worry about in a transaction is whether or not there will be a lending issue. My loans typically get done on-time and as smoothly as possible. And for urgent situations, I make myself available on most evenings and weekends.

Own’s founders have been in the mortgage business for over 10 years. We have a preferred relationship with several of the top real estate offices in the region. Our in-house underwriting and processing makes our transactions smooth and minimizes the red tape. And the quality of our business allows us to have top tier pricing meaning that you will get a rate that is competitive. We offer a vast of array products and programs, including conventional, FHA, VA, Jumbo, 80/10/10’s and some alternative financing for those with credit challenges.

Please feel free to click my testimonials link below for additional client feedback. . Faith


Janet Patzer

Senior Loan Office

Email Me

After graduating with a Master’s degree in Library and Information Science from the University of Illinois, I got involved in the software development field. Twenty five years ago, I left the corporate world in search of a career where I could continue to use my math and analytic skills, but have more people contact. Being a mortgage broker has been the perfect fit. I began my loan officer career in 1989. From 1998 to July 2005, I operated my own small mortgage company. The day-to-day administrative tasks of running an office were a lot less fun than doing what I love to do, working with my clients. Joining MDC Financial has been a wonderful opportunity to work at a company that I respect and know operates with the highest integrity. My client’s best interests are always my top priority. I excel at helping people see their end goal and finding a way to get there. On the personal side, I have been married for 37 years to my best friend, Steve, which has taught me teamwork. I have an extensive shoe collection, which has taught me how to select the best option from many. Also, I am an avid fan of University of Illinois basketball, which has taught me to persevere under difficult circumstances.


Jimmy Digiacinto

Loan Officer

Tel: 858-775-4905 / Email Me

Grew up in Tucson, AZ where he earned a B.A. in Humanities at the University of Arizona, and currently lives in San Diego with his wife and two children. He has been in the industry for over 18 years and has been involved in over 1000 transactions. His experience includes VA, FHA, Jumbo, Conventional, USDA, and HELOCS. Jimmy also has experience in underwriting


Bob Weller

Loan Officer

Bob Weller has been a Mortgage Strategist for 20 years, and the best time he’s had in that 20 is the last two years at Own Mortgage working with the Keller Williams San Diego North Inland team. The San Diego real estate market is incredibly competitive, and Bob knows how to build a loan strategy using the best loan programs available to ensure your clients get the best rates, the most competitive timelines, and can put out the most attractive offers to achieve their home ownership dreams. Along with expertise in Conventional, FHA, VA, Jumbo, and USDA loans, Bob brings an innovative perspective that allows him to problem solve, build lasting relationships, and provide flexibility during the home buying process. As a result of this, Bob has long-lasting relationships with both Realtors and clients built on trust, knowledge and genuine care.

Part of Bob’s inspiration is his own family: he is married and he and his wife Mary have a blended family of four kids – three of them teenagers! Between skiing in Winter and tons of beach trips in the Summer, Bob and his wife Mary like to keep their home open to family and friends. Home isn’t just a building: it is a place to celebrate, to support, to plan and to grow as a family and a community. Whether it’s time around the fire pit, working on landscape design, or a giant family meal with lots of laughing kids and barely being able to hear each other talk, Bob and Mary’s life is centered around home, family, and their San Diego community.


Taylor Pompa-Hogan

Loan Officer Assistant

Taylor was raised in San Diego and graduated from San Diego State University with a Business Management Degree. She worked as a Real Estate Agent for about 3 years with Jimmy DiGiacinto as her preferred lender and eventually decided to join Own Mortgage. She currently works as Jimmy’s assistant and aspires to become a loan officer in the future.

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